Multi-currency accounts, instant cross-border payments and corporate cards — with a lawyer, a tax advisor and a treasury specialist included in every plan.
→ MindPay clears in minutes on instant rails. Your counterparty just receives a normal transfer — nothing new for them to learn.
→ One balance, one dashboard: accounts, payments, cards, invoicing and treasury — reconciled in one place.
→ Every account includes a business lawyer, a tax advisor and a treasury specialist — people who already know your company.
Local IBANs, 150+ currencies, same-day SEPA and Faster Payments.
Convert EUR, USD, GBP and 40+ more at the real rate — the spread is always on screen.
Settle in minutes on instant rails, not days on correspondent banks.
Earn on idle cash, sweep in and out instantly — straight from the dashboard.
Virtual & physical, per-card limits and real-time controls.
Ask about cash flow, burn, or FX exposure in plain language.
This is the real product — not a concept. Here are four of the screens you get on day one.
Pick a saved payee or paste an IBAN. MindPay picks the fastest rail available and shows the fee and arrival time before you send — never after.
Every account comes with people, not tickets — lawyers, tax advisors, and treasury specialists who already know your business.
A dedicated business lawyer on call.
Filed correctly, in every country you operate.
A financial advisor for the decisions that matter.
Not a chatbot — real experts who solve your problem.
Monthly billing. No setup fees, cancel anytime.
For newly registered companies getting started.
For growing teams that need control and yield.
For multi-entity companies scaling across markets.
White-glove banking and advisory for established businesses.
Licensed in the EU. Client money is safeguarded in segregated accounts at partner institutions — never lent out.
Encryption at rest and in transit, enforced MFA and hardware keys, multi-sig approval on treasury moves.
Onboarding for legal entities in 100+ countries — KYB, sanctions screening, and monitoring handled by us.
No asterisks. If something here is unclear, ask our team and a person will answer.
MindPay Business is a business account for companies that operate internationally. It combines multi-currency accounts with local IBANs, cross-border payments that settle in minutes, corporate cards, invoicing and treasury in one dashboard — and every plan includes real human experts: a business lawyer, a tax advisor and a treasury specialist.
Legal entities only — companies, not individuals. Onboarding is available to businesses registered in over 100 countries. KYB verification, sanctions screening and ongoing monitoring are handled by MindPay. If you are looking for a personal account, that is a separate product at mindpay.finance.
You get local IBANs and can hold, receive and send more than 150 currencies, with same-day SEPA and Faster Payments. Currency conversion between EUR, USD, GBP and 40+ others is done at interbank rates, and the spread is always shown on screen before you confirm.
Cross-border payments settle in minutes on instant rails rather than days on correspondent banks. SEPA Instant, SWIFT, Faster Payments and local rails are all available from one form, and the fee and expected arrival time are shown before you send — not after.
Yes. MindPay Advisory is included with every account and covers three areas: Legal (contract drafting and review, counterparty KYB checks, dispute support), Tax and Compliance (multi-jurisdiction filing, VAT reconciliation, regulatory navigation) and Treasury and Finance (cash and FX strategy, yield allocation, runway planning). These are named people who know your business, not a support-ticket queue or a chatbot. The depth of access scales with your plan.
Plans are billed monthly with no setup fee and can be cancelled anytime. Launch is €19/month for newly registered companies, Growth is €49/month for growing teams that need roles, approvals and treasury, Scale is €149/month for multi-entity companies that need unlimited seats and API access, and Boutique is custom-priced white-glove banking and advisory.
MindPay is a financial technology company, not a bank. Fiat services are provided by licensed partner institutions, and client money is held in segregated safeguarding accounts — it is never lent out. MindPay is licensed in the EU and applies encryption at rest and in transit, enforced multi-factor authentication with hardware key support, and multi-signature approval on treasury movements.
Days, not weeks — and there are no branch visits. You apply online, MindPay runs KYB and sanctions screening, and your account and local IBAN are issued once verification clears.
Corporate cards are part of the product and are rolling out now — they are marked as coming soon on the site. Cards will be available as both virtual and physical, with per-card monthly limits, category whitelists, instant freeze and unfreeze, and 2% cashback paid monthly to your account.
No. MindPay Business is a fiat product. Accounts, payments, FX, cards and treasury all operate in conventional currencies through licensed partner institutions. There is no crypto or stablecoin functionality in the business product.
Yes. You can invite team members with roles from Owner to Viewer, set per-person daily payment limits, and decide who can send, approve, view reports or manage cards. Payments above your threshold queue for four-eyes approval, and every approval is recorded in a full audit trail.
Yes — MindPay Business works with QuickBooks, Xero, NetSuite, DATEV and Zapier, with automatic sync so transactions and invoices reconcile without manual export.
Setup in days. No branch visits, no borders.